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dawn sky

BBC 6 Minute English

2009年2月27日 星期五

bottom line/ bottom-line

bottom line benefits

bottom line: 底線, 決定性時刻, 關鍵點

the line that shows profit or loss
the decisive point

[ref] http://cdict.net/?q=bottom+line

2009年2月25日 星期三

抵押品 Mortgage or Collateral?

抵押品 Mortgage or Collateral? --> 通常用 collateral
What's the difference between mortgage and collateral?

*** mortgage 當名詞時 通常指房貸
fixed-rate mortgage 固定利率房貸
mortgage rate 房貸利率
second mortgage 次級房貸??


get a 15-year mortgage == take out a 15-year mortgage == take out a 15-year loan
== 取得15年期的貸款

The house was mortgaged for a 15-year loan.



http://en.wikipedia.org/wiki/Collateralized_mortgage_obligation
" ...

A collateralized mortgage obligation (CMO) is a financial debt vehicle that was first created in June 1983 by investment banks Salomon Brothers and First Boston for Freddie Mac.

... The mortgages themselves are called the collateral, the bonds are called tranches
... the set of rules that dictates how money received from the collateral will be distributed is called the structure.

..."

bipartisan

bipartisan : 兩黨均支持的, 雙方同意的
Mr. Obama strove to work in a bipartisan way.

ATM與自動補摺機

ATM: Automated Teller Machine
自動補摺機: Automatic Passbook Update Machine

With technology progress, some modern ATMs support the functions of
passbook update and bill deposit.

2009年2月23日 星期一

punch

0. punch out == 下班打卡(clock out), 擊昏出場(KO punch), KO= knockout= knock-out
1. punch in == 上班打卡(clock in), 鍵盤輸入(key in)
2. one-two punch 連續猛擊 連消帶打
3. punchline 笑話中的梗 引發笑料的關鍵元素

2009年2月20日 星期五

重貼現率

重貼現率, discount rate,

Fed.
Federal Reserve Bank

鈔票與帳單

鈔票: bill, bank bill, bank note, bankbill?, banknote

帳單: electricity bill, phone bill, water bill, gas bill

美鈔: greenback

2009年2月19日 星期四

存摺與護照

存摺: passbook/bankbook

passport: 護照

strike a balance

1. 結算帳目
Some companies strike a balance on the 5th day of each Month.
2. 取得平衡
Try to strike a balance between work and play.


[ref]
http://www.wretch.cc/blog/ss50715p/31532117
http://www.thefreedictionary.com/To+strike+a+balance

CFL and CCFL

CFL: compact fluorescent lamp, compact fluorescent light, energy-saving lamp
省電燈泡(相對於傳統的白熾燈泡, incandescent light bulb )

CCFL: Cold Cathode Fluorescent Lamp (for LCD backlighting)
CCFL燈管壽命為50000小時,為傳統日光燈管的4倍長?


[ref]
http://en.wikipedia.org/wiki/Compact_fluorescent_lamp
http://en.wikipedia.org/wiki/Cold_Cathode

2009年2月7日 星期六

foreclosure, foreclosed, foreclose

foreclose:
"... to deprive (a mortgagor) of the right to redeem mortgaged property, as when payments have not been made"
"... to take possession of property bought with borrowed money because repayment has not been made"

因付不出貸款 導致喪失抵押品所有權/贖回權;
查封?

n. foreclosure
pt. foreclosed
[ref] http://www.thefreedictionary.com/foreclosed

2009年2月4日 星期三

curb, cap, limit, border, restrain

curb == to impose a cap on == to restrain

U.S. government plans to curb CEO payment for bailout recipients.

to put/impose a cap on the compensation

execute and executive

execute (3kskjut)
executive (igz3kj.tiv)

CEO: chief executive officer
處決謀殺犯 to execute the murderer
判刑 The criminal was sentenced to 10-year imprisonment.

The chief executive officer of the bankrupt bank should be executed.

2009年2月2日 星期一

collation

collation
1. 列印/裝訂的順序
2. 輕食, 簡餐, a light meal, snack
3. 比對, 仔細檢覈核不一致之處
4. 理出頭緒, 理出秩序

"... The gathering and examination of sheets preparatory to binding..."


[ref]
http://www.thefreedictionary.com/collation
http://cdict.net/?q=collation

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