foreclosure, foreclosed, foreclose

foreclose:
"... to deprive (a mortgagor) of the right to redeem mortgaged property, as when payments have not been made"
"... to take possession of property bought with borrowed money because repayment has not been made"

因付不出貸款 導致喪失抵押品所有權/贖回權;
查封?

n. foreclosure
pt. foreclosed
[ref] http://www.thefreedictionary.com/foreclosed